Well, I've got some income, and I'll be damned if I'm spending it on expensive clothes, a big house or a nice car; the only thing worth spending money on is experiences. When you are dying, you are not exactly going to look back and think "Damn, I wish I had spent more time working to get that nicer house or a better car!". More like "I wish I did more crazy stuff, like that time I went to the other end of the world looking for romance!"
So, what's your msn, (or whatever it is you use)?